Medical Insurance

Overview of Plans

Do you know that Medicare only pays 80% and you may need assistance paying the other 20% of your medical expense, and you need a drug plan to help you with the high cost of some medication without a drug plan? Do you know you maybe eligible for extra help paying for your drugs or help with paying your part B premium?

What We Offer

Medicare Part A & B

Medicare Supplement Plans

Advantage Plans

Drug Prescriptions Plan (PDP)

Dual Plans

Transportation to Doctor Visit

Over the Counter Benefits

Depending on Area and Carrier

Major Medical Insurance

Under 65

Short-term Medical Plans

Supplemental Gap Insurance

Hospital Indemnity Plans

Group plans

Telemedicine

Discount on Drugs

Nuriya Insurance Agency

Hospitalization

Expense Protection

Stay one step ahead with set, cash benefits to help you pay for medical expenses in and out of the hospital.

No Access to

A Major Medical Plan?

Or cannot afford a major medical plan? Short Term Medical can help your clients, asks about out gap supplement Insurance, for contract workers, Independent workers and Gig workers who have no group Insurance and need coverage.

Call and speak to a license benefits advisor set an appointment to go over your benefits options, to help you with a plan that is right for you. 469-666-7639

Ancillary Products

Dental Plans

Choose your own dentist No waiting periods for preventive, basic, or major services Up to $5,000 in benefits Three cleanings per year Implant coverage Optional vision coverage.

Preventive Service Example

One series of bitewing X-rays per calendar year Fluoride treatments limited to dependents under age 16 Sealants limited to under age 14, one treatment per tooth for the occlusal surface of first and second permanent molars, once in any 3 year period Diagnostic Service examples Two exams per calendar year Four cleanings per calendar year P

Basic and Major Service Example

Basic fillings Simple extractions One diagnostic X-ray, full or panoramic in any 3 year period Oral surgery Endodontic treatment Periodontal services Restoration services – inlays, onlays, crowns Prosthetic services – bridges and dentures Veneers (restorative only) Endosteal implants B.
Call for more information and a free quote.

Vision and Frames

Online Tutoring

The best eye doctors provide the best care. VSP carefully chooses eye doctors based on their professional licensing, work history, education, professional liability and ethics. Vision members will receive quality care with an eye exam from a VSP doctor.

Well vision exam:

• $10 co payment
• Prescription Glasses $25 copay Frames (every 12 months)
• Copay included in prescription glasses
• $130 Allowance for a wide selection of frames
• 20 percent savings on the amount over your allowance.